Comments on: Mobile Money by M-Pesa: a need or a luxury?

By: Safaricom Endorses Directive on Mobile Subscribers Registration « MMD4D

Safaricom Endorses Directive on Mobile Subscribers Registration « MMD4D — Tue, 04 Aug 2009 22:30:56 +0000

[...] Directive on Mobile Subscribers Registration Having recently posted on mobile money and Safaricom’s M-Pesa and its current financial well-being I am convinced of the long term viability of services such as [...]

By: Putting People First in italiano » Round. The World. Connected. Una serie di filmati

Mon, 15 Jun 2009 13:27:16 +0000

[...] dell’eccellente blog mmd4d che tratta dei servizi per cellulari nei mercati emergenti, scrive ampiamente sull’episodio Africano ed i filmati addizionali. Scrivi un [...]

By: Putting people first » Round. The World. Connected. A video series

Putting people first » Round. The World. Connected. A video series — Sun, 31 May 2009 07:48:10 +0000

[...] Slavova of the excellent mmd4d blog that deals with mobile services for emerging markets, reports extensively on the African episode and its additional footage. Leave a [...]

By: mmd4d

mmd4d — Fri, 29 May 2009 14:48:34 +0000

Hello Steve,
I appreciate that you’re a stickler for competition And I am sufficiently indoctrinated with neo-classical economics to agreee.
But when we are talking development, I can be persuaded by some vertical integration. I do think that access to banking, integrated with an operator is better than no access to banking. If it is not feasible to keep communication services independent of financial services, it would seem that there is room for a significant policy choice.

By: manypossibilities

manypossibilities — Fri, 29 May 2009 13:16:56 +0000

I think it is fairly simple. Customers ought to be able to choose their banker independently of choosing their mobile operator. It is really just an extension of the layer separation principle of Open Access. Vertical markets are not good for competition.